Specializing in Insurance and Bonds for Environmental and Fire Water Restoration Contractors

DKI Member Preferred Liability Package Policy

BISA Now Has an Exclusive Coverage Offering for DKI Members

We offer a package general/pollution liability policy that is designed specifically for restoration contractors. This policy currently provides the broadest coverage available in the market for restoration and rebuild work. As a DKI member you will be eligible to receive this policy at a 7.5% discount. The policy is available directly through BISA or your current agent. If you would like to obtain the policy through your agent please have them contact BISA at 800-346-1031.

Policy Highlights

The Industry's Broadest Coverage for Mold and Bacteria
Full Coverage for Professional Services including Errors and Omissions
Full Coverage for Subcontracted Work without requirements to be met as conditions of coverage.
Automatic Additional Insured coverage without prior written contracts.
Exceeds the Coverage Provided By "Limited" Professional/E&O Endorsements
Coverage for defense and indemnity of claims demanding punitive, multiplied, and exemplary damages.
Contractor Pollution Liability coverage includes coverage for asbestos, lead, EIFS, and silica
Includes Transportation of Pollutants
Enhanced Aggregate Limits
- Seperate Aggregate Limits for GL, Products and Completed Operations, Pollution, and Mold/Bacteria. This results in a total Policy Aggregate Limit of $8 Million instead of the usual $2 Million offered by our competitors.
Employee Benefits Liability Available
Stop Gap Liability Available
Multiple Retention Options
Meets or Exceeds the Requirements of All Major Insurance Claim Adjusting Organizations
A +15 Rated United States Carrier
Competitive Rates

Available in All States

Coverage For All Of Your Operations (Including But Not Limited To): Fire Restoration, Water Restoration, Disaster Restoration, Smoke Damage, Mold Remediation, Sewage Cleanup, Wind Damage Repair, Emergency Response, Asbestos and Lead Abatement related to Restoration, Air Duct Cleaning, Janitorial Services, Carpet and Upholstery Cleaning, Water Extraction. Reconstruction, Remodeling. Virtually Any and ALL of your contracting operations...

Click Here for Coverage Application

Need a quick quote? Just submit this one page form. Click Here For Online Quick Quote

Please send completed Applications to Brent Konieczny brentk@bisa-inc.com or fax to 708-598-6686

Additional Program Options